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GAJ Personal Loans


You don’t have to sell your crypto to get cash. We let you borrow funds against your crypto-assets so you can get a loan while continuing to hold. With a GAJ Personal loan, you can borrow up to 50% of the value of your cryptocurrency.

GAJ offers EUR loans collateralized by your crypto assets. What does that mean? Well, we give you EUR and you give us Bitcoin (BTC), Ether (ETH) , or Litecoin (LTC) as security for repayment. It’s really that simple. Clients can apply for a loan in less than 2 minutes and be funded in EUR / Local Currency upon Forex Conversion directly into their bank accounts within 90 minutes.

GAJ Home Loans


Owning a home is still considered a life dream in many parts of the world and an average earning person spends the whole life to purchase their own homes. Well, not any more. We at GAJ not only help you secure a Home Loan from us but also assist in getting the best deals on purchase of your homes in over 100 countries.

Mortgage lenders usually don’t accept crypto assets as collateral for a primary residence. By taking out a GAJ Home Loan, you’ll receive cash you can use toward a down payment for a new home or purchase an investment property. Whether it’s remodeling a kitchen or master bathroom, building a new deck or refinishing a basement, home renovations can be a major expense. GAJ Home Loan can provide the funds you need to tackle a big renovation project without dipping into other sources of cash.



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GAJ Car Loans


GAJ Car Loans come with exclusive features such as up to 100% financing, flexible repayment tenure and affordable EMI- all backed by your crypto asset in your accounts. Customised Car Loans are available on major brands like Tesla, Ferrari, Lamborghini, Bugatti, MG, Range Rover, Jaguar, Maserati, Lexus, Aston Martin, Mahindra, Hyundai, TATA Motors, SAAB, Maruti Suzuki, Renault, and Nissan amongst others.

Imagine being able to drive away your dream car by just using the idle-sitting crypto assets in your account. Now this is some real use of funds, payments can be easily made in installments and up to a tenure of over 5 years.

GAJ Business Loans


If you own a small business, there may be times when you need access to cash to fund working capital needs, meet payroll, or enable expansion. GAJ Business Loan can provide this kind of small-business financing without having to tap into potentially more restrictive or expensive sources of commercial financing.

GAJ Business Loans allow businesses to take care of their business using the crypto assets in their accounts. Whatever your vision, make it a reality with a GAJ Business Loan from establishing or scaling a mining operation or mining pool to funding a start-up. We understand Entrepreneurship is tough and we are here to support in whatever way possible.



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The GAJ Advantage

We are making lending as simple as ordering a coffee from Starbucks! Well you don't even have to remember the names of the coffee cup sizes though!!!

Competitive Rates

We offer competitive interest rates on personal, business, car and home loan amounts starting from EUR 5,000 up into the millions. Loans backed by GAJ Token and repayment in the same gives an additional discount in APR.



No Credit Checks

If you have crypto, you have credit. We can move quickly and fund your loan as fast as 90 minutes. We can disburse Crypto Loans in over 100 countries without a credit check and that is unique in so many ways itself.





No Hidden Charges

We don’t charge origination fee, application fee, payout fees, bank fees, early loan closure fees or prepayment fees, so you can pay back as much of your loan whenever you want. We just take the pre-determined interest and that's it.





Customization & Support

We offer flexible loan terms from 3-60 months and LTVs up to 50%. You can customize your loan when you apply.
Our support team is available via phone during normal business hours or via email 24/7/365.